WineRe

Premium-owned host wineries, custom crush operations, alternating proprietorships and negociants

WineRe® is the industry's original and most enduring specialty insurance program dedicated to premium-owned host wineries, custom crush operations, alternating proprietorships, and negociants.

Managing Wine Makers' Risk

Tailored Loss Control

Our unique approach to loss control is built around deep expertise in the business of wine making. Our WineRe program provides risk management and claims features you won't find in any other winery program:

  • Stop Loss Limit – Unique in the industry, the WineRe approach to property insurance is intended to allow for numerous property coverages to be triggered with the use of a single property deductible.

  • Claims Management – WineRe's ability to proactively manage claims has resulted in historical client retention of 97+ percent. And when a claim does arise, your claim is managed in-house by our dedicated team.

  • Loss Control – With over 28 years in the wine industry, we understand our clients' operations. WineRe's industry-unique approach to Loss Control allows for a systematic integration of NFPA protocols, with specific consideration of the nuances and exposures innate to winemaking, while simultaneously validating program participation.

  • Proprietary Valuations – We use a propietary method evaluation and collaborate with industry experts to ensure that caims are handled in an efficient and timely manner.

Navigating Real Risk

WineRe's collaborative, industry-unique services and expertise allow WineRe to develop innovative, individualized insurance programs.

Contact Us

101 California St.
Suite 825
San Francisco, CA 94111-5883

Coverage Highlights

Coverage Available

  • Wine leakage (1)
  • Contamination (1)
  • Property
  • General liability
  • Commercial auto
  • Workers' compensation
  • Excess liability
  • Management liability
  • International
  • Bonds
  • Bulk wine / cased goods
  • Coverage Notes

(1) WineRe leakage and contamination coverages include consideration for machinery / equipment breakdown.

Crop Insurance Management Services

Transfer the tedious, time-consuming, bureaucratic crop insurance process to trained colleagues with over 20 years experience.

Coverage Limits

WineRe is the only winery program in the country that offers a single stop loss limit approach to property coverage. This allows for numerous property coverages to be triggered with the use of a single property deductible.

Appetite & Availability

Targeted Classes

  • Host wineries
  • Custom crush
  • Alternating proprietorship
  • Negociants

Geographic Availability

  • United States

Geographic Availability Notes

  • Special emphasis in California, Oregon, and Washington.

 

WineryPlus

WineryPlus offers property and casualty insurance products to wineries (bonded and virtual), vineyard estates and custom crush facilities.

WineryPlus offers property and casualty insurance products to wineries (bonded and virtual), vineyard estates and custom crush facilities. We blend financial stability with niche-proficient underwriting, risk control and claim professionals. This synchronization, couple with prudent flexibility and functional winery knowledge, creates a distinct value proposition for select vintners across the country. 

Coverage Highlights

Basis of Coverage

  • Occurrence and claims-made coverage

Core Coverages

  • General liability
  • Liquor liability
  • Property
  • Boiler and machinery
  • Mobile equipment
  • Crime
  • Business auto
  • Excess liability

Specialty Enhancements

  • Selling pricing and agreed value options (stock)
  • Blanket limits (property, business personal property and stock)
  • No coinsurance penalty
  • Contamination
  • Leakage
  • Transit
  • Stock at unnamed locations
  • Special events
  • Farm and vineyard liability

Appetite & Availability

Targeted Classes

  • Wineries (bonded and virtual)
  • Vineyard estates
  • Cideries
  • Custom crush facilities (with annual case production below 500,000)

Availability

Available in the following states: Arizona, California, Colorado, Idaho, Illinois, Kentucky, North Carolina, Nebraska, New Mexico, Oregon, Texas, Washington, West Virginia and Wisconsin.

Contact us

Underwriting
520 Pike St., Suite 1150
Seattle, WA 98101

Additional Information

Distribution

  • Appointed Brokers

Contact us today to learn how partnering with Paragon can make you more productive and successful.