PowerWrap: Propane Dealers' Program

The PowerWrap program offers package, automobile, workers compensation and umbrella liability insurance to retail propane dealers. PowerWrap is an endorsed insurance program of the Oil Heat Council of New Hampshire (OHCNH), the Vermont Fuel Dealers Association (VFDA) and the Maine Energy Marketers Association (MEMA). Our professionalism, experience, expertise, longevity and commitment to the fuel oil and propane industries has earned us these endorsements. In addition to comprehensive coverage, competitive pricing, and responsive local broker service, we back up our products with timely claims processing and full risk-control services.

Coverage Highlights

Basis of Coverage

Occurrence

Coverage Available

Auto

Replacement cost coverage on tank trucks 10 years or newer
Auto pollution liability
Auto business income
MCS-90

General liability

Pollution liability
Automatic fill
Mis-delivery
EPLI-sub limit

Property

Property enhancement endorsement (highlights include: business income, transit, tools, etc.)
Equipment breakdown
Identity recovery coverage

Crime

Employee dishonesty
Theft

Inland Marine

Umbrella Liability

Coverage Amounts

Minimum Policy Premium

$1000

Minimum Policy Deductible

$500

Policy Limits / Capacity

$1,000,000 occurrence $2,000,000 aggregate

Appetite and Availability

Targeted Classes

Retail propane dealers

Excluded Classes

Gasoline haulers

Geographic Availability

United States

Distribution

Local brokers

Additional Information

Available in most states
"A" XV Rated Carrier

Contact

Patrick Connors
VP Business Development
413-523-3288
pconnors@paragoninsgroup.com