SeptiCover: Septic Haulers and Portable Sanitation Operators

SeptiCover offers comprehensive coverage, competitive pricing and responsive local service to septic and portable sanitation companies. SeptiCover backs up its products with timely claims processing and full risk-control services. For more than 15 years, we have specialized in providing competitive coverage through our local broker network.

SeptiCover is the endorsed property and casualty insurance program for the National Association of Wastewater Technicians (NAWT), a national organization that represents septic haulers, pumpers, designers, installers and others within the septic sanitation industry. For more information about NAWT, visit

Coverage Highlights

Coverage Available


  • Replacement cost coverage on pumper trucks 10 years or newer
  • Pollution liability
  • MCS-90
  • Auto extra coverage endorsement

General liability

  • Pollution liability
  • Septic Design and Inspection Errors and Omissions
  • EPLI-sub limit


  • Property enhancement endorsement (highlights include: business income, transit, tools, etc.)
  • Equipment breakdown
  • Identity recovery coverage


  • Employee dishonesty
  • Theft

Inland marine

  • Contractor's Equipment
  • Portable Sanitation Units

Umbrella Liability

Coverage Amounts

Minimum Policy Premium

  • $1,000

Minimum Policy Deductible

  • $500

Policy Limits / Capacity

  • $1,000,000 occurrence
  • $2,000,000 aggregate

Appetite and Availability

Targeted Classes

  • Septic contractors
  • Portable sanitation companies

Excluded Classes

  • Trash Haulers

Geographic Availability

  • United States


  • Local brokers

Additional Information

  • Available in most states
  • "A" XV Rated Carrier


Patrick Connors
VP Business Development

Contact us today to learn how partnering with Paragon can make you more productive and successful.