WineRe™ Program

Winery Insurance, From a Winemaker’s Perspective

The Paragon WineRe™ Program is the industry’s original and most enduring specialty insurance program dedicated to Premium Winemaking Operations for over 30 years. WineRe™ has been insuring wineries and providing loss control and claims advocacy to premium wine makers ever since.

Strong Stable Carrier Partner

Arch Insurance Company | AM Best Rating: A+ | Financial Size: 15

Coverage Highlights

WineRe™ provides comprehensive coverage for winemakers of all sizes. Your tailored program may include:

  • Property
  • Equipment Breakdown
  • Wine Leakage
  • Wine Contamination
  • Business Interruption
  • Extra Expense
  • Proprietary Wine Stock Valuation
  • Product Withdrawl Expense
  • General Liability
  • Liquor Liability
  • Employee Benefits Liability
  • Chemical Drift Liability
  • Excess Liability
  • Commercial Auto
  • Civil Authority

Exclusive Features

Stop Loss Limit Approach to Property: Unique in the industry, the WineRe™ approach to property insurance is intended to allow for numerous property coverages to be triggered with the use of a single property deductible.

Loss Control Services: With over 30 years in the wine industry, we understand our clients’ operations. WineRe’s industry-unique approach to Loss Control allows for a systematic integration of NFPA protocols, with specific consideration of the nuances and exposures innate to winemaking, while simultaneously validating program participation.

Proprietary Stock Valuations: We use a proprietary stock valuation method evaluation and collaborate with industry experts to ensure that claims are handled in an efficient and timely manner.

Appetite and Availability

Targeted Classes

  • Host Wineries
  • Custom Crush Operations
  • Alternating Proprietorships
  • Negociants

Geographic Availability

  • California
  • Oregon
  • Washington
  • Texas
  • New York
  • Arizona

Distribution

The Paragon WineRe™ Program is available exclusively through a limited distribution network of focused agents.

Notable Coverage Offerings

Property   Limit
Wine Leakage   Full Limits
Wine Contamination   Full Limits
Property in Transit   $2,000,000
Unnamed Locations - Stock   $2,000,000
Ordinance & Law   $500,000
Debris Removal   $100,000
Dependent Properties   $25,000
Accounts Receivable   $250,000
Fine arts   $250,000
EDP Equipment   $250,000
Trellis & Vines   $50,000
Newly Acquired or Constructed Buildings   $1,000,000
General Liability   Limits
Occurrence/AGG   $1M/$2M
Liquor   $1M
EBL   $1M
Chemical Drift   $1M
Excess   Limits
Follow Form   Up to $10M

 

Other Coverage Line Offerings:

  • D&O/EPLI/Fiduciary
  • Cyber Liability
  • Workers’ Compensation

Submissions can be sent to wcsubmissions@paragoninsgroup.com

Program Services

Specialty Underwriting
Industry Experienced, Service-Oriented Team

Claims Handling
Industry Experts with Extensive Winery Experience

Loss Control
70 minutes or Less with Industry Specific Team

For More Information, Contact

Brendan Wright
Program Manager
bwright@paragoninsgroup.com

Erik L. Kriens
Regional President
ekriens@paragoninsgroup.com

Nick Faragasso
Vice President
nfaragasso@paragoninsgroup.com

General Information: winere@paragoninsgroup.com

Contact us today to learn how partnering with Paragon can make you more productive and successful.