Public Entities: General Liability

Commercial general liability insurance tailored for municipalities, counties, public schools and special taxing districts.

Coverage Highlights 

Coverage available

  • Bodily injury/property damage
  • Personal injury/advertising injury
  • Damage to premises rented to you
  • Employee benefits liability
  • Products/completed operations

Public entity enhancements

  • Failure to supply utility services
  • EMT/fire department operations
  • Good Samaritan coverage
  • Limited pollution liability
  • Broadened definition of who is an insured
  • Additional insureds by written contract, written agreement or permit
  • Newly acquired organizations
  • Chartered aircraft
  • Watercraft liability
  • Non-audit provision
  • Special events

Public school enhancements

  • Sexual misconduct
  • Athletic participants
  • Corporal punishments
  • Violent events

Additional Information

The insurance policies, not this webpage, form the contract between the insured and the insurance company. The policies contain limits, exclusions, and conditions that are not listed here. All coverages are subject to individual underwriting judgments and to state legal and regulatory requirements. This webpage is provided for informational purposes only and does not constitute legal advice. Policies for this program are issued by one or more insurance companies of Paragon Insurance Holdings, LLC. Trident is a registered service mark of Paragon Insurance Holdings, LLC.

Contact us today to learn how partnering with Paragon can make you more productive and successful.