Public Schools: Educators' Legal Liability

Professional liability for wrongful acts of school administration, employees and elected or appointed school board officials through our Educators’ Legal Liability program.

Coverage Highlights

Basis of coverage

  • Claims-made and occurrence-based

Coverage available

  • Civil rights violations
  • Privacy rights violations
  • Non-monetary defense expense sub-limit

Optional coverage available

  • IDEA defense reimbursement

Coverage extensions to qualified Insured

  • Broadened definition of who is an insured
  • Additional insureds by written contract, written agreement or permit
  • Newly acquired organizations
  • Chartered aircraft
  • Watercraft liability
  • Non-audit provision
  • Special events

Additional Information

The insurance policies, not this webpage, form the contract between the insured and the insurance company. The policies contain limits, exclusions, and conditions that are not listed here. All coverages are subject to individual underwriting judgments and to state legal and regulatory requirements. This webpage is provided for informational purposes only and does not constitute legal advice. Policies for this program are issued by one or more insurance companies of Paragon Insurance Holdings, LLC. Trident is a registered service mark of Paragon Insurance Holdings, LLC.

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